We find the best fit!
Our partners each have different options available and credit approval criteria. Below you will find a general listing of the types of options available which may or may not be offered by our partner business. Each option has varying requirements and not all people will qualify for every option.
Starting at 6 months with No Interest these plans have a minimum purchase amount the customer must meet to qualify. These are interest rebate plans in which the interest is accrued during the term of the loan and rebated back as principal when the balance financed is paid in the 0% interest period. Making the minimum payment will not pay off the loan in the interest-free period.
Fixed-rate, term and payment contracts. The terms range from 12-36 months with an interest rate lower than many credit cards.
Some of our partners offer longer terms.
Pay your bill in 1 month or evenly over
3 months with no interest charged. If the customer does not pay in the allotted time the balance transfers to a 36-month contract at 21% APR.
Pay your bill in evenly over 3 months with no interest charged.
O% Interest for the first 12 months.
This plan has a 4-month open period in which the customer may make additional purchases on their account and/or pay for the purchase interest-free.
This plan has the same 4-month open period and $34.99 activation fee as the Enhanced Direct Plan.
Our direct credit plans are an economical option when you are working with a business that is not our partner yet or if you fall short of the credit requirements for the plans our partners are offering.
You will have a 4-month Open Period to make purchases on your account up to your set credit limit and/or pay your account interest-free. In order to use the account, you or the merchant/service provider must submit a sales receipt or invoice. We will pay the business directly and add the charges to your account. At the end of the 4-month Open Period, the balance on the account will be applied to a 72-month installment contract with an interest rate of 9.99-21%. There is an activation fee of $79.99-$129.99. The interest rate and activation fee will vary by credit criteria. You will be informed of your credit limit, activation fee, and interest rate at the time of credit approval.
In order to use the account, you or the merchant/service provider must submit a sales receipt or invoice. We will pay the business directly and add the charges to your account. The balance on the account will be applied to a 72-month installment contract with an interest rate of 21%. There is an activation fee of $129.99.
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* Extended Finance Special available through our participating partners with minimum required purchase of $1500 and credit approval. Offer good thru Sept 15.
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