Consumer Financing for Businesses

Consumer Financing for Businesses

Consumer Financing for BusinessesConsumer Financing for BusinessesConsumer Financing for Businesses

Sell more - Offer financing!

We've got you covered!

Fast ~ Friendly ~ Flexible Options


Cedar River Finance Debt Consolidation 


Installment Loans & Interest Free Financing

Buy now ... Pay later
Finance your purchase

 Our retail consumer financing programs allow your customers to make affordable monthly payments for up to 72 months on purchases.  We provide options. You decide what to offer:

  • O% Interest Loans.
  • 9.99% APR Installment Loans.
  • Installment Loan Options for those with Credit Challenges. 
  • 30 Day No-Interest Program.
  • 30/60/90 Day No-Interest Payment Program.
  • Enhanced Add-On Loan Program 
  • Credit Card Processing

Other Loan Products & Programs

Loan products review

For businesses & consumers looking for loan offerings, ask about our new products:

  • Direct Loan Program -Designed for customers looking to purchase goods or services from businesses other than our partners and for those who do not qualify for our partners' offerings.
  • Debt Consolidation - Our program to help people get in control of their debt by consolidating up to 10 accounts or $40,000 into a more manageable payment with lower interest.


Why Us


  • Fast - next business day - payment for all approved contracts.
  • Customer credit application approvals in minutes.
  • Competitive discounts.
  • No minimum annual sales or financing amount.
  • More approvals at lower rates.
  • Easy sign-up. Free training & on-going support for your staff.  Click here to get started.
  • Work with real people - available to our partner businesses 7 days a week from 9am-8pm.
  • Special financing deals

Contact Us

Mailing Address:

Cedar River Finance 

PO Box 1268 

Cedar Rapids, IA 52406

Cedar River Finance Co.

3900 River Ridge Drive Northeast, Cedar Rapids, Iowa 52402, United States

Office: (319) 362-2185 press 1 On-Call for partners only: 319-431-8206 available 9-8 daily, Closed Easter, Thanksgiving & Christmas


Open today

09:00 am – 05:00 pm

Monday - Friday: 9 am - 5 pm

Saturday: Closed

Sunday: Closed

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