Consumer Financing for Businesses

Sell more - Offer financing!

We've got you covered!

Fast ~ Friendly ~ Flexible Options


Installment Loans & Interest Free Financing

Buy now ... Pay later
Finance your purchase

 Our retail consumer financing programs allow your customers to make affordable monthly payments for up to 72 months on purchases. 

We provide the options. You decide what to offer:

  • O% Interest Loans.
  • 9.99% APR Installment Loans.
  • Installment Loan Options for those with Credit Challenges.
  • Special Financing Deals offered monthly.

Other Loan Products & Programs

Loan products review

For businesses looking for short term offerings ask about our new products:

  • 30 Day No Interest Program.
  • 30/60/90 Day No Interest Payment Program.
  • Enhanced Direct Loan Program with a 4-month No Interest purchase window.
  • Enhanced Direct Plus Loan Program: includes 4-month No interest purchase window followed by an additional 8-months to pay balance with no interest.
  • Credit Card Processing.

Why Us


  • Fast - next business day - payment for all approved contracts.
  • Customer credit application approvals in minutes.
  • Competitive discounts.
  • No minimum annual sales or financing amount.
  • More approvals at lower rates.
  • Easy sign-up. Free training & on-going support for your staff.  Click here to get started.
  • Work with real people - available to you 7 days a week from 9am-8pm.

Contact Us

Mailing Address:

Cedar River Finance 

PO Box 1268 

Cedar Rapids, IA 52406

Cedar River Finance Co.

3900 River Ridge Drive Northeast, Cedar Rapids, Iowa 52402, United States

Office: (319) 362-2185 press 1 On-Call for partners only: 319-431-8206 available 9-8 daily, Closed Easter, Thanksgiving & Christmas


Open today

09:00 am – 05:00 pm

Monday - Friday: 9 am - 5 pm

Saturday: Closed

Sunday: Closed

Closed Christmas Day

Closed New Year's Day

Send Message


This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.